Find out how much money you can borrow.
Find out the approximate monthly cost of your mortgage.
Our mortgage panel encompasses a wide range of lenders offering a variety of lending solutions for residential and second homes purchasers. We will compare the lenders and their deals ensuring you get the best possible deal over the term that’s suits your objectives and budget.
This in recent times has got more complex as it’s a combination of factors that lenders look at in order to determine what they are prepared to lend. Our panel enables us to make a comparison whilst cross referencing it with a market analysis to identity where lending limits change the deals.
It would be at best irresponsible if we helped you get into debt but didn't offer you safeguards to protect you and your family from the impact of a life event, which removed your ability to repay it.
We have a comprehensive platform that shows where you and your family finances are the most exposed, so you can ensure that you make sure your budgets are spent wisely and you and your family get the protection you deserve.
Saving you time and money in four simple steps.
Knowing what you want to achieve and what your current position is, is essential for the mortgage advice process. Many of our lives and circumstances means that we fall outside some lenders basic criteria . It’s a common misconception that if one lender can’t help you – none can. It’s our job to understand who you are, and what you are seeking to achieve. Only then can we make you aware of the choices that are available.
The starting point for us is to provide you with all of the choices available, schemes, incentives or simply deals within the market place which would suit your needs. Only once you have all the choices do we feel you can make an informed decision – how you wish to go forward.
Find your dream home and negotiate a price you are happy to pay (and of course a price you already know you can afford). Once secured you can choose if you wish to upload documents to our secure hub so we can immediately proceed with processing your application and give you the YES answer you are seeking. Our advisers will seek to come and see you either by video call or personal visit to make sure you are happy and comfortable with the choices you have made. We will offer advice and make a recommendation based on your circumstances and situation.
You have you mortgage offer – now it’s our job as responsible mortgage intermediaries to show how you can keep it – come rain or fall. Making you and your family financially bullet proof is high on the agenda for us and we make every customer aware where they are exposed financially and what they can do to plug that gap. As with mortgages we feel protecting both you and your family and what you have worked hard for is very important. As with the mortgage we work on the same philosophy; we present you with your options and a recommendation so you can make an informed decision. This way both you and our advisers can sleep happy at night knowing you and your family are protected.
If you are experiencing financial difficulty and struggling to make repayments, then you can contact your lender who may be able to help taking account of your individual circumstances.
You may want to contact one of the free impartial money guidance and debt advice services such as StepChange, Citizens Advice, or Turn2Us.
We have appointments available both during the day and on an evening as we are aware that you have to work too. Providing a friendly and professional service
we will provide you with the best advice for your personal circumstances to ensure that your wishes are carried out.
You can make a complaint to our network Sesame. Please contact them on the details below:
Write to: The Customer Relations Department, Sesame Limited, Fourth Floor, Jackson House, Sibson Road, Sale, M33 7RR. Email: CustomerRelations@sbg.co.uk Telephone: 0345 0456 800 (Mon-Fri 9 am to 5 pm)
0345 475 6286